Aircraft cost of ownership, model by model
Annual budgets for 74 aircraft: fixed costs, per-hour costs, reserves and the loan payment — so you can compare what an airplane really costs before you buy it.
Trainers & four-seat singles
The most common first airplanes.
- Cessna 150 Cost of Ownership O-200 Trainer Budget, Own-vs-Rent Breakeven and Financing
- Cessna 152 Cost of Ownership O-235 Budget, $/Hour and the 150-vs-152 Math
- Cessna 172 Cost of Ownership Skyhawk Annual Budget, 2026 Insurance Data and Financing
- Cirrus SR20 Cost of Ownership Annual Budget, CAPS Reserve and New vs. Used Financing
- Diamond DA20 Cost of Ownership DA20-C1 and A1 Katana Annual Budget and Loan Line
- Diamond DA40 NG Cost of Ownership Jet-A vs 100LL Economics and the AE300 Engine
- Diamond DA40-180 Cost of Ownership Composite Airframe, Avgas Budget and Resale
- Grumman AA-5 Series Cost of Ownership Traveler vs Cheetah vs Tiger Compared
- Grumman AA-5A Cheetah Cost of Ownership A Budget Four-Seater by the Numbers
- Grumman AA-5B Tiger Cost of Ownership Annual Budget and Performance per Dollar
- Piper Archer Cost of Ownership PA-28-181 Annual Budget, Hourly Costs and Loan Line
- Piper Cherokee 180 Cost of Ownership Annual Budget at 100 and 200 Hours
- Piper Cherokee Cost of Ownership by Model PA-28-140, 150, 160, 180 and 235 Compared
- Piper Warrior Cost of Ownership PA-28-161 Annual Budget, Trainer History and Loan Line
Experimental, light-sport & vintage
Kit-built, light-sport and classic tailwheel aircraft.
- Aeronca Champ Cost of Ownership 7AC Annual Budget, Fabric Reserve and Financing
- Ercoupe 415 Cost of Ownership Vintage Two-Seat Budget, Sport Pilot Rules and Small-Loan Financing
- Kitfox Cost of Ownership Experimental Backcountry Budget, Rotax Costs and E-AB Financing
- Maule M7 Cost of Ownership Backcountry Taildragger Budget, Fabric Reserve and Loan Line
- Piper Super Cub Cost of Ownership PA-18 Backcountry Budget, Fabric Reserve and Loan Line
- Tecnam P2008 Cost of Ownership Light-Sport Budget, Rotax Costs and LSA Loan Line
- Van's RV-10 Cost of Ownership Four-Seat Homebuilt Budget, Inspections and E-AB Loan Line
High-performance & complex singles
Retractable gear, constant-speed props, 150+ knot cruise.
- Beechcraft Bonanza Cost of Ownership V35B vs F33A vs A36 vs G36 Compared
- Bellanca Viking Cost of Ownership Annual Budget for a Wood-Wing, 300 hp Retractable
- Cessna 182S/182T Skylane Cost of Ownership IO-540 and G1000 Annual Budget (1997+)
- Cessna 210 Centurion Cost of Ownership Normally Aspirated IO-520 Budget and Retractable-Gear Reserves
- Cirrus SR22 Cost of Ownership IO-550 Budget, CAPS Reserve and Financing by Generation
- Cirrus SR22T Cost of Ownership Turbo Budget, CAPS Reserve and the Cost Over an SR22
- Legacy Cessna 182 Cost of Ownership (1956–1986) O-470 Budget, Reserves and Upgrades
- Mooney Acclaim Cost of Ownership Annual Budget for the M20TN, Type S and M20V Ultra
- Mooney M20 Cost of Ownership by Model M20C Through M20V Compared
- Mooney M20J 201 Cost of Ownership Annual Budget, Reserves and Corrosion Items
- Mooney Ovation (M20R) Cost of Ownership Annual Budget at 100 and 200 Hours
- Ovation vs Acclaim vs 201 Which Mooney to Finance, With Payments and Total Cost Compared
- Piper Arrow Cost of Ownership What Retractable Gear Adds to a PA-28 Budget
- Piper Comanche 180 Cost of Ownership Annual Budget for an Entry-Level Retractable
- Piper Comanche Cost of Ownership by Model 180 vs 250 vs 260 vs 400
- Turbo T210 & P210 Cost of Ownership Turbocharger, Pressurization, Oxygen and Insurance Budget
- V-Tail Bonanza Cost of Ownership Model 35 to V35B Tail ADs, Ruddervators and Insurance
Six-seat, utility & pressurized singles
Hauling, backcountry and high-altitude travel.
- Cessna 184? There's No Such Model — Here Are the Costs You're Probably Looking For
- Cessna 185 Skywagon Cost of Ownership (1961–1985) Tailwheel, Float and Annual Budget
- Cessna 206H/T206H Stationair Cost of Ownership New-Production (1998+) Annual Budget
- Cherokee Six 260 vs 300 Cost of Ownership Cost per Seat and per Pound Hauled
- De Havilland DHC-2 Beaver Cost of Ownership Radial-Engine Budget, Floats and Financing
- Legacy Cessna U206/TU206 Cost of Ownership (1964–1986) Utility, Float and Backcountry Budget
- New Beechcraft Bonanza G36 Cost of Ownership Factory-New and Late-Production NXi Airplanes
- Piper Comanche 260B Cost of Ownership What the Six-Seat Option Really Buys
- Piper Malibu Mirage (PA-46-350P) Cost of Ownership Budget, Reserves and Training
- Piper Malibu PA-46-310P (1984–1988) Cost of Ownership Budgeting the Continental Original
- Piper PA-32 Cherokee Six, Saratoga and 6X Ownership Budget and Financing an Older Six-Seater
- Piper PA-46 Malibu vs Mirage vs Matrix vs M350 Which to Own and What Each Costs
- Pre-Owned Beechcraft G36 Bonanza (2006–2019) Cost of Ownership G1000 Support and Engine Timing
- Used Beechcraft A36 Bonanza Cost of Ownership Six-Seat Economics, Engines and Upgrades
Light twins
Multi-engine trainers and family twins.
- Beechcraft Baron 55 Cost of Ownership B55 and E55 Older-Twin Budgets and Loan Terms
- Beechcraft Baron Cost of Ownership Baron 55 vs 58 vs G58 Compared
- Beechcraft Baron G58 Cost of Ownership Insuring, Reserving and Financing a High-Value Glass Twin
- Beechcraft Duchess 76 Cost of Ownership Light-Twin Budget, Two-Engine Reserves and Financing
- Cessna 310 Cost of Ownership Piston Twin Budget, Two-Engine Reserves and Financing by Year
- Cessna 337 Skymaster Cost of Ownership Centerline-Thrust Twin Budget and Financing
- Diamond DA42 Twin Star Cost of Ownership Diesel Twin Budget, Engine Reserves and Loan Line
- Piper PA-23 Aztec Cost of Ownership Annual Budget for a Six-Seat IO-540 Twin
- Piper PA-30 Twin Comanche Cost of Ownership (1963–1969) IO-320 Light-Twin Budget
- Piper PA-44 Seminole Cost of Ownership for Private Owners and Multi-Time Builders
- Piper Seminole Cost of Ownership for Flight Schools Fleet Economics and Break-Even Rental Rates
- Piper Seneca Cost of Ownership Seneca I–V Family Budget and Twin Loan Math
- Piper Seneca V Cost of Ownership The Newest Seneca's Budget, Capital Cost and Loan Line
- Piper Twin Comanche Cost of Ownership PA-30, PA-39 C/R and Turbo Variants Compared
Cabin-class & pressurized twins
Six to ten seats, turbocharged, often business or charter heritage.
- Beechcraft Navajo? The Navajo Is a Piper — How It Compares With Beechcraft Twins
- Cessna 340 Cost of Ownership Pressurized Twin Budget, Turbo Reserves and Financing
- Cessna 402 Cost of Ownership Cabin-Class Twin Budget, Part 135 History and Financing
- Cessna 414A Chancellor Cost of Ownership Pressurized Cabin-Twin Budget and Financing
- Piper Navajo Chieftain (PA-31-350) Cost of Ownership Cabin-Class Twin Budget
- Piper PA-31 Navajo Cost of Ownership for Private and Business Owners
Turbine step-ups (not piston)
For piston owners planning a move to turbine power.
Know the budget? Get the loan numbers.
Share the aircraft and timeline — a specialist will come back with rate, term and down-payment options.
Cost of ownership FAQs
How much does it cost to own a small airplane per year?
It depends mostly on the aircraft class and how much you fly. A two- or four-seat trainer-class single often runs in the low tens of thousands of dollars per year at about 100 hours including insurance, storage, the annual and reserves, before any loan payment; high-performance singles and twins cost several times that. Fuel alone is about $7.24 per gallon for 100LL (AirNav national average, September 2026).
What are the fixed costs of aircraft ownership?
Fixed costs are paid whether you fly or not: insurance, hangar or tie-down, the annual inspection, database and subscription fees, and loan payments. Variable costs scale with hours: fuel, oil, engine and maintenance reserves.
How do I budget for an engine overhaul?
Divide the expected overhaul cost by the engine’s time between overhauls (TBO) to get a per-hour reserve, and set that money aside every hour you fly. Low-utilization owners should also plan for calendar limits and corrosion, which make the per-hour reserve effectively higher.
Should the loan payment be part of cost of ownership?
Yes. Each page here includes a financing line at current market assumptions (about 6.99%–9.99% APR as of September 2026) so you can see the true monthly cost of owning, not just operating.