SPECIALIST PISTON AIRCRAFT FINANCING
Your next aircraft.
The right financing.
For the aircraft you have your eye on.
And the places you want to go.
Purchase, refinance, or upgrade. Connect with Jaken Aviation to explore lenders that understand your aircraft and your goals.
A BETTER PLACE TO BEGIN
A conversation.
A clearer flight plan.
The right financing starts with understanding what you want to fly, how you plan to use it, and what works for you.
Tell us about your aircraft and timeline. Jaken Aviation brings your request to a national network of banks, credit unions, and specialty aviation lenders.
- Purchase, refinance & upgrade options
- Single- and twin-engine piston aircraft
- A financing specialist to discuss your goals
Financing arranged by Jaken Aviation, a loan brokerage. Lenders make all credit decisions.
Let's talk about your aircraft
A few details to help us understand what you have in mind.
Prefer to talk? Call (833) 264-7776
YOUR AIRCRAFT. YOUR AMBITION.
Financing for your next move.
Acquire your aircraft
From your first airplane to the aircraft that fits your next mission. Explore purchase financing for single- and twin-engine pistons.
Purchase financing 02Rethink your financing
See how a different rate, term, or loan structure could fit your current plans. Compare the numbers before making a move.
Refinance options 03Invest in what you fly
A panel upgrade, an engine overhaul, or a new chapter for your aircraft. Understand the financing paths for the work ahead.
Upgrade financingFROM FIRST CONVERSATION TO CLOSING
A considered approach.
A clear path forward.
Understand the next step.
Keep your aircraft goals in view.
- 01
Apply & consult
Tell us the aircraft, the price and your timeline. A specialist reviews your goals with you.
- 02
Get matched
Your request goes out to a national network of banks, credit unions and specialty aviation lenders.
- 03
Underwriting
Your file is packaged and submitted to the best-fit lender, typically 1–2 weeks once there is a purchase agreement.
- 04
Approval & closing
We coordinate lender, escrow and seller through closing — usually 2–4 weeks from application.
CONFIDENCE IN THE NUMBERS
Before you take off,
work it out.
Bring your next aircraft into focus with tools that make the financial picture easier to understand.
All aviation calculatorsA STARTING POINT FOR YOUR PLANS
An aircraft. A payment. A possibility.
Illustrative examples at 7.75% APR using typical prices from our aircraft database. Actual rates and terms depend on your credit, the aircraft, and the lender.
| Aircraft | Typical price | Down | Loan | Term | Est. payment |
|---|---|---|---|---|---|
| Cessna 172 Skyhawk | $125,000 | 15% | $106,250 | 20 yrs | $872/mo |
| Piper PA-28-181 Archer | $90,000 | 15% | $76,500 | 20 yrs | $628/mo |
| Cirrus SR22 | $320,000 | 20% | $256,000 | 15 yrs | $2,410/mo |
| Beechcraft Bonanza A36 | $200,000 | 15% | $170,000 | 20 yrs | $1,396/mo |
| Beechcraft Baron 58 | $280,000 | 20% | $224,000 | 15 yrs | $2,108/mo |
Principal and interest only; excludes operating costs, taxes, insurance and fees. Twins shown with 20% down and a 15-year term. These examples are estimates, not loan offers.
FIND YOUR AIRCRAFT. UNDERSTAND YOUR OPTIONS.
Every mission starts somewhere.
Financing guides for 72 piston aircraft models, with pricing context, ownership costs, and pre-buy considerations.
THE DETAILS MATTER
Good questions.
Clearer answers.
Start with the essentials, then talk through the details of your own aircraft.
Aircraft loan requirements ↗What are piston aircraft loan rates right now?
As of November 2026, AOPA publishes a piston interest-rate range of 6.99% to 9.99%. Other providers publish different starting rates; see the rates page for the dated comparison. Your rate depends on credit, down payment, loan size, term, and the aircraft's age and condition. The Fed held its target at 3.75%–4.00% on October 28, 2026; Prime was 7.00% in the latest H.15 observations.
What credit score do I need for an aircraft loan?
Most aviation lenders look for a score of 680 or higher, and the best pricing typically starts around 720–730+. Below 680, approval is harder and usually needs a larger down payment, strong liquidity, or a co-borrower.
How much down payment does an aircraft loan require?
Plan on at least 15% down for a single-engine aircraft built after 1960, about 20% for pre-1960 aircraft, and 15–30% for twins, based on published AOPA Aviation Finance guidelines. More down can lower your rate and monthly payment.
How long can I finance an airplane?
Single-engine piston loans run up to 20 years, but 20-year terms generally require a loan of $75,000 or more. Twin-engine loans are usually capped at 10–15 years. Older aircraft may get shorter terms.
How long does it take to get approved?
Pre-qualification typically takes 1–3 business days. Underwriting and approval take about 1–2 weeks once there is a signed purchase agreement, and most loans close 2–4 weeks from application.
Is Piston Aircraft Loans a lender?
No. Financing requests from this site are handled by Jaken Aviation, a loan brokerage (not a direct lender) that shops your request across a national network of banks, credit unions and specialty aviation lenders. Lenders make all credit decisions.
YOUR NEXT CHAPTER IN AVIATION