Piper aircraft financing
Piper Aircraft, based in Vero Beach, Florida, traces back to the J-3 Cub and built the PA-28 Cherokee family — Warrior, Archer, Arrow — along with six-seat PA-32s, the PA-46 Malibu line and trainers like the Seminole.
Financing notes: Low-wing Piper singles are mainstream collateral with broad parts support. Check wing spar AD compliance on PA-28 and PA-32 aircraft before you apply; it is one of the first things lenders, insurers and pre-buy inspectors ask about.
Piper models compared
Typical mid-market price and estimated payment at 7.75% APR (September 2026), using common lender down-payment and term guidelines.
| Model | Years | Seats | Cruise | Typical price | Down / term | Est. payment |
|---|---|---|---|---|---|---|
| PA-28-140 Cherokee 140 | 1964-1977 | 4 | 108 kts | $38,000 | 15% / 15 yrs | $304/mo |
| J-3 Cub | 1938-1947 | 2 | 65 kts | $40,000 | 15% / 15 yrs | $320/mo |
| PA-28-161 Warrior | 1974-present | 4 | 115 kts | $65,000 | 15% / 15 yrs | $520/mo |
| PA-28R-200 Arrow II | 1969-1979 | 4 | 145 kts | $70,000 | 15% / 15 yrs | $560/mo |
| PA-24-250 Comanche | 1958-1972 | 4 | 160 kts | $75,000 | 15% / 15 yrs | $600/mo |
| PA-18 Super Cub | 1949-1994 | 2 | 100 kts | $80,000 | 15% / 15 yrs | $640/mo |
| PA-23 Aztec (twin) | 1960-1981 | 6 | 180 kts | $85,000 | 20% / 15 yrs | $640/mo |
| PA-28-181 Archer | 1976-present | 4 | 128 kts | $90,000 | 15% / 20 yrs | $628/mo |
| PA-28-235 Dakota | 1979-1994 | 4 | 145 kts | $95,000 | 15% / 20 yrs | $663/mo |
| PA-32 Cherokee Six | 1965-1979 | 7 | 145 kts | $95,000 | 15% / 20 yrs | $663/mo |
| PA-32R Lance | 1976-1979 | 6 | 162 kts | $115,000 | 15% / 20 yrs | $802/mo |
| PA-44 Seminole (twin) | 1979-present | 4 | 160 kts | $120,000 | 20% / 15 yrs | $904/mo |
| PA-31 Navajo (twin) | 1967-1984 | 8 | 215 kts | $130,000 | 20% / 15 yrs | $979/mo |
| PA-34 Seneca III (twin) | 1981-1995 | 7 | 195 kts | $140,000 | 20% / 15 yrs | $1,054/mo |
| PA-32R Saratoga SP | 1980-2009 | 6 | 165 kts | $160,000 | 15% / 20 yrs | $1,116/mo |
| PA-46-310P Malibu (twin) | 1984-1988 | 6 | 220 kts | $260,000 | 20% / 15 yrs | $1,958/mo |
| PA-46-350P Mirage/M350 | 1989-present | 6 | 225 kts | $450,000 | 15% / 20 yrs | $3,140/mo |
Principal and interest only. Prices are typical asking ranges from our database; verify a specific aircraft with Vref or Aircraft Bluebook.
Piper ownership costs and buyer guides
- Buyer & Upgrade GuidesPiper Archer Buyer's Guide: Archer, Archer II, Archer III and LX/TX Compared
- Buyer & Upgrade GuidesPiper Archer to Arrow Upgrade: The Complex Endorsement, Insurance and Financing the Step
- Buyer & Upgrade GuidesPiper Archer to Seminole Upgrade: Multi-Engine Rating, First-Twin Insurance and Financing
- Buyer & Upgrade GuidesPiper Arrow Buyer's Guide: Choosing Your First Retractable, From Arrow II to Turbo Arrow IV
- Buyer & Upgrade GuidesPiper Arrow to M350: High-Performance and Pressurization Training, Insurance, the Cost Delta and Financing
- Buyer & Upgrade GuidesPiper Arrow to Saratoga Upgrade: High-Performance Endorsement, Six-Seat Costs and Financing
- Buyer & Upgrade GuidesPiper Cherokee 180 Buyer's Guide: Picking a 1963–1975 PA-28-180 by Year, Load and Records
- Buyer & Upgrade GuidesPiper Comanche Buyer's Guide: Choosing a PA-24 180, 250, 260 or 400
- Buyer & Upgrade GuidesPiper Cub Buyer's Guide: Vintage J-3, PA-18 Super Cub or a Modern CubCrafters?
- Buyer & Upgrade GuidesPiper Seneca Buyer's Guide: Choosing a Seneca I–V Six-Seat Twin for Family and Business Travel
- Buyer & Upgrade GuidesPiper Warrior Buyer's Guide: PA-28-151 vs Warrior II and III as a First Airplane
- Cost of OwnershipPiper Archer Cost of Ownership: PA-28-181 Annual Budget, Hourly Costs and Loan Line
- Cost of OwnershipPiper Arrow Cost of Ownership: What Retractable Gear Adds to a PA-28 Budget
- Cost of OwnershipPiper PA-23 Aztec Cost of Ownership: Annual Budget for a Six-Seat IO-540 Twin
- Cost of OwnershipPiper Cherokee 180 Cost of Ownership: Annual Budget at 100 and 200 Hours
- Cost of OwnershipPiper Cherokee Cost of Ownership by Model: PA-28-140, 150, 160, 180 and 235 Compared
- Cost of OwnershipCherokee Six 260 vs 300 Cost of Ownership: Cost per Seat and per Pound Hauled
- Cost of OwnershipPiper Comanche 180 Cost of Ownership: Annual Budget for an Entry-Level Retractable
- Cost of OwnershipPiper Comanche 260B Cost of Ownership: What the Six-Seat Option Really Buys
- Cost of OwnershipPiper Comanche Cost of Ownership by Model: 180 vs 250 vs 260 vs 400
- Cost of OwnershipPiper Malibu Mirage (PA-46-350P) Cost of Ownership: Budget, Reserves and Training
- Cost of OwnershipPiper Malibu PA-46-310P (1984–1988) Cost of Ownership: Budgeting the Continental Original
- Cost of OwnershipPiper Navajo Chieftain (PA-31-350) Cost of Ownership: Cabin-Class Twin Budget
- Cost of OwnershipPiper Warrior Cost of Ownership: PA-28-161 Annual Budget, Trainer History and Loan Line
- Cost of OwnershipPiper PA-30 Twin Comanche Cost of Ownership (1963–1969): IO-320 Light-Twin Budget
- Cost of OwnershipPiper PA-31 Navajo Cost of Ownership for Private and Business Owners
- Cost of OwnershipPiper PA-32 Cherokee Six, Saratoga and 6X: Ownership Budget and Financing an Older Six-Seater
- Cost of OwnershipPiper PA-44 Seminole Cost of Ownership for Private Owners and Multi-Time Builders
- Cost of OwnershipPiper PA-46 Malibu vs Mirage vs Matrix vs M350: Which to Own and What Each Costs
- Cost of OwnershipPiper Seminole Cost of Ownership for Flight Schools: Fleet Economics and Break-Even Rental Rates
- Cost of OwnershipPiper Seneca Cost of Ownership: Seneca I–V Family Budget and Twin Loan Math
- Cost of OwnershipPiper Seneca V Cost of Ownership: The Newest Seneca's Budget, Capital Cost and Loan Line
- Cost of OwnershipPiper Super Cub Cost of Ownership: PA-18 Backcountry Budget, Fabric Reserve and Loan Line
- Cost of OwnershipPiper Twin Comanche Cost of Ownership: PA-30, PA-39 C/R and Turbo Variants Compared
Shopping for a Piper?
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Piper financing FAQs
How much does a used Piper aircraft cost?
Across the 17 Piper models we track, typical mid-market prices run from about $38,000 (PA-28-140 Cherokee 140) to $450,000 (PA-46-350P Mirage/M350). Condition, engine time and avionics move individual airplanes well above or below those figures.
What is the payment on a Piper aircraft loan?
At 7.75% APR with typical down payments and terms, estimated payments for a mid-market Piper range from about $304 to $3,140 per month, depending on the model. See the table on this page for each model.