Piper PA-46-310P Malibu financing, specs & price
Pressurized single, high-altitude capable. Built 1984-1988; Continental TSIO-520 (310 hp, turbocharged); 6 seats; 220-knot cruise.
What a PA-46-310P Malibu costs to finance
Payment examples at three price points, using typical lender guidelines for twin-engine aircraft and a 7.75% illustrative APR. Your rate depends on credit, loan size, term and the specific airplane.
| Example | Price | Down | Loan | Term | Payment @ 7.75% | Range @ 6.99–9.99% |
|---|---|---|---|---|---|---|
| Older / higher-time | $180,000 | 20% ($36,000) | $144,000 | 15 yrs | $1,355/mo | $1,294–$1,547 |
| Mid-market (most common) | $260,000 | 20% ($52,000) | $208,000 | 15 yrs | $1,958/mo | $1,868–$2,234 |
| Late / low-time | $380,000 | 20% ($76,000) | $304,000 | 15 yrs | $2,861/mo | $2,731–$3,265 |
Principal and interest only; excludes insurance, taxes and fees. Prices are typical asking ranges from our aircraft database — verify any specific airplane with Vref or Aircraft Bluebook and a pre-buy inspection. Not a quote or commitment to lend.
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PA-46-310P Malibu specifications & operating economics
Performance & capacity
- Engine
- Continental TSIO-520 (310 hp, turbocharged)
- Production
- 1984-1988
- Seats
- 6
- Cruise
- 220 kts
- Range
- 1340 NM
- Fuel capacity
- 120 gal
Fuel economics (September 2026)
- Fuel burn
- 20 gph
- Fuel cost per hour
- $145
- Fuel cost per nautical mile
- $0.66
- Endurance (no reserve)
- 6.0 hrs
- Fuel for 100 hrs/yr
- $14,480
100LL at $7.24/gal (AirNav national average, September 2026).
What lenders and underwriters look at on a PA-46-310P Malibu
- Pressurization is complex and expensive to maintain
- Continental engine known for case cracks—check carefully
- Training strongly recommended (Malibu-specific)
- Insurance requires significant retract/HP time
Pre-buy inspection focus areas
- Pressurization system leaks
- Engine case cracks
- Turbocharger condition
- Windshield delamination
- Gear actuators
Pre-buy inspections are typically paid out of pocket, not financed. See the pre-buy checklist.
Buying and owning a PA-46-310P Malibu
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- Buyer & Upgrade GuidesPiper Arrow to M350: High-Performance and Pressurization Training, Insurance, the Cost Delta and Financing
- Cost of OwnershipPiper Malibu Mirage (PA-46-350P) Cost of Ownership: Budget, Reserves and Training
- Cost of OwnershipPiper Malibu PA-46-310P (1984–1988) Cost of Ownership: Budgeting the Continental Original
- Cost of OwnershipPiper PA-46 Malibu vs Mirage vs Matrix vs M350: Which to Own and What Each Costs
Piper PA-46-310P Malibu financing FAQs
How much does a Piper PA-46-310P Malibu cost?
Typical asking prices for a Piper PA-46-310P Malibu run from about $180,000 for older or higher-time examples to $380,000 for late, low-time ones, with most trading near $260,000. Engine time, avionics, damage history and paint/interior drive the spread — confirm with a Vref or Aircraft Bluebook valuation and a pre-buy inspection.
What is the monthly payment on a Piper PA-46-310P Malibu?
At a $260,000 purchase price with 20% down ($52,000), a $208,000 loan over 15 years is about $1,958 per month at 7.75% APR, or roughly $1,868–$2,234 across the 6.99%–9.99% range lenders published as of September 2026. Principal and interest only.
How much down payment do I need for a Piper PA-46-310P Malibu?
Twin-engine aircraft typically need 15–30% down, with maximum terms of about 10–15 years, and many lenders prefer twins built in 1970 or later. Examples here use 20% down.
What does a Piper PA-46-310P Malibu cost to fly per hour in fuel?
At about 20 gallons per hour and the September 2026 national average of $7.24 per gallon for 100LL, fuel alone is roughly $145 per hour, or about $0.66 per nautical mile at a 220-knot cruise. Add reserves, insurance, storage and the annual for the full picture.
Can I finance an older Piper PA-46-310P Malibu?
Usually, yes. Lenders finance piston singles without a fixed age limit, though pre-1960 aircraft may need a larger down payment and shorter term, and airframes over 10,000 hours are often excluded. Complete logbooks, AD compliance and a clean pre-buy matter more than the year on an older PA-46-310P Malibu.
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