Piper PA-46-350P Mirage/M350 financing, specs & price
Lycoming engine, pressurized, Garmin avionics. Built 1989-present; Lycoming TIO-540 (350 hp, turbocharged); 6 seats; 225-knot cruise.
What a PA-46-350P Mirage/M350 costs to finance
Payment examples at three price points, using typical lender guidelines for single-engine aircraft and a 7.75% illustrative APR. Your rate depends on credit, loan size, term and the specific airplane.
| Example | Price | Down | Loan | Term | Payment @ 7.75% | Range @ 6.99–9.99% |
|---|---|---|---|---|---|---|
| Older / higher-time | $280,000 | 15% ($42,000) | $238,000 | 20 yrs | $1,954/mo | $1,844–$2,295 |
| Mid-market (most common) | $450,000 | 15% ($67,500) | $382,500 | 20 yrs | $3,140/mo | $2,963–$3,689 |
| Late / low-time | $750,000 | 15% ($112,500) | $637,500 | 20 yrs | $5,234/mo | $4,939–$6,148 |
Principal and interest only; excludes insurance, taxes and fees. Prices are typical asking ranges from our aircraft database — verify any specific airplane with Vref or Aircraft Bluebook and a pre-buy inspection. Not a quote or commitment to lend.
Get real numbers for your PA-46-350P Mirage/M350
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PA-46-350P Mirage/M350 specifications & operating economics
Performance & capacity
- Engine
- Lycoming TIO-540 (350 hp, turbocharged)
- Production
- 1989-present
- Seats
- 6
- Cruise
- 225 kts
- Range
- 1380 NM
- Fuel capacity
- 120 gal
Fuel economics (September 2026)
- Fuel burn
- 21 gph
- Fuel cost per hour
- $152
- Fuel cost per nautical mile
- $0.68
- Endurance (no reserve)
- 5.7 hrs
- Fuel for 100 hrs/yr
- $15,204
100LL at $7.24/gal (AirNav national average, September 2026).
What lenders and underwriters look at on a PA-46-350P Mirage/M350
- TIO-540 more reliable than Continental TSIO-520
- M350 variant has G1000 NXi—premium pricing
- Pressurization mx still substantial
- Training and recurrent required
Pre-buy inspection focus areas
- Pressurization integrity
- Turbocharger wastegate and controller
- Landing gear actuators
- G1000 software currency (M350)
- Windshield condition
Pre-buy inspections are typically paid out of pocket, not financed. See the pre-buy checklist.
Buying and owning a PA-46-350P Mirage/M350
- Buyer & Upgrade GuidesPiper M350 to M700 Fury: Turbine Transition Training, Insurance, the Cost Delta and Financing the Step-Up
- Buyer & Upgrade GuidesPiper Arrow to M350: High-Performance and Pressurization Training, Insurance, the Cost Delta and Financing
- Cost of OwnershipPiper Malibu Mirage (PA-46-350P) Cost of Ownership: Budget, Reserves and Training
- Cost of OwnershipPiper Malibu PA-46-310P (1984–1988) Cost of Ownership: Budgeting the Continental Original
- Cost of OwnershipPiper PA-46 Malibu vs Mirage vs Matrix vs M350: Which to Own and What Each Costs
Piper PA-46-350P Mirage/M350 financing FAQs
How much does a Piper PA-46-350P Mirage/M350 cost?
Typical asking prices for a Piper PA-46-350P Mirage/M350 run from about $280,000 for older or higher-time examples to $750,000 for late, low-time ones, with most trading near $450,000. Engine time, avionics, damage history and paint/interior drive the spread — confirm with a Vref or Aircraft Bluebook valuation and a pre-buy inspection.
What is the monthly payment on a Piper PA-46-350P Mirage/M350?
At a $450,000 purchase price with 15% down ($67,500), a $382,500 loan over 20 years is about $3,140 per month at 7.75% APR, or roughly $2,963–$3,689 across the 6.99%–9.99% range lenders published as of September 2026. Principal and interest only.
How much down payment do I need for a Piper PA-46-350P Mirage/M350?
Plan on at least 15% down for a single-engine aircraft built after 1960. Twenty-year terms are generally available on loans of $75,000 or more.
What does a Piper PA-46-350P Mirage/M350 cost to fly per hour in fuel?
At about 21 gallons per hour and the September 2026 national average of $7.24 per gallon for 100LL, fuel alone is roughly $152 per hour, or about $0.68 per nautical mile at a 225-knot cruise. Add reserves, insurance, storage and the annual for the full picture.
Can I finance an older Piper PA-46-350P Mirage/M350?
Usually, yes. Lenders finance piston singles without a fixed age limit, though pre-1960 aircraft may need a larger down payment and shorter term, and airframes over 10,000 hours are often excluded. Complete logbooks, AD compliance and a clean pre-buy matter more than the year on an older PA-46-350P Mirage/M350.
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