Cessna aircraft financing
Cessna, based in Wichita, Kansas and now part of Textron Aviation, built the high-wing trainers and utility singles that dominate the used piston market. The 172 Skyhawk is widely cited as the most-produced aircraft in history, which means deep parts support, many mechanics who know the type, and plenty of comparable sales.
Financing notes: Common, well-supported Cessna singles are among the easiest piston aircraft to finance and insure. Older straight-tail 172s and 182s often need more down and closer attention to corrosion and records; Cessna twins follow twin-engine lending rules (shorter terms, larger down payments).
Cessna models compared
Typical mid-market price and estimated payment at 7.75% APR (September 2026), using common lender down-payment and term guidelines.
| Model | Years | Seats | Cruise | Typical price | Down / term | Est. payment |
|---|---|---|---|---|---|---|
| 150 | 1959-1977 | 2 | 90 kts | $25,000 | 15% / 15 yrs | $200/mo |
| 152 | 1977-1985 | 2 | 107 kts | $30,000 | 15% / 15 yrs | $240/mo |
| 175 Skylark | 1958-1962 | 4 | 120 kts | $38,000 | 15% / 15 yrs | $304/mo |
| 170B | 1952-1956 | 4 | 105 kts | $50,000 | 15% / 15 yrs | $400/mo |
| 177 Cardinal | 1968-1978 | 4 | 132 kts | $65,000 | 15% / 15 yrs | $520/mo |
| 162 Skycatcher | 2009-2013 | 2 | 118 kts | $75,000 | 15% / 15 yrs | $600/mo |
| 337 Skymaster (twin) | 1965-1982 | 6 | 173 kts | $80,000 | 20% / 15 yrs | $602/mo |
| 310 (twin) | 1954-1980 | 6 | 190 kts | $100,000 | 20% / 15 yrs | $753/mo |
| 172 Skyhawk | 1956-present | 4 | 122 kts | $125,000 | 15% / 20 yrs | $872/mo |
| 210 Centurion | 1960-1986 | 6 | 174 kts | $130,000 | 15% / 20 yrs | $907/mo |
| 180 Skywagon | 1953-1981 | 6 | 140 kts | $140,000 | 15% / 20 yrs | $977/mo |
| 182 Skylane | 1956-present | 4 | 140 kts | $150,000 | 15% / 20 yrs | $1,047/mo |
| 340 (twin) | 1972-1984 | 6 | 215 kts | $150,000 | 20% / 15 yrs | $1,130/mo |
| 185 Skywagon | 1961-1985 | 6 | 145 kts | $160,000 | 15% / 20 yrs | $1,116/mo |
| 206 Stationair | 1964-present | 6 | 150 kts | $180,000 | 15% / 20 yrs | $1,256/mo |
| 414 Chancellor (twin) | 1970-1985 | 8 | 230 kts | $200,000 | 20% / 15 yrs | $1,506/mo |
| 421 Golden Eagle (twin) | 1967-1985 | 8 | 240 kts | $220,000 | 20% / 15 yrs | $1,657/mo |
Principal and interest only. Prices are typical asking ranges from our database; verify a specific aircraft with Vref or Aircraft Bluebook.
Cessna ownership costs and buyer guides
- Buyer & Upgrade GuidesCessna 172 Buyer's Guide: Is a Skyhawk the Right First Airplane?
- Buyer & Upgrade GuidesCessna 182 Buyer's Guide: Legacy O-470 Skylane vs 182S/T IO-540
- Buyer & Upgrade GuidesCessna 195 Businessliner Buyer's Guide: Owning and Financing a 1947–1954 Radial Taildragger
- Buyer & Upgrade GuidesCessna 206 Stationair Buyer's Guide: Legacy U206 vs 206H, Utility History and Financing
- Buyer & Upgrade GuidesCessna 210 Centurion Buyer's Guide: Early 210, Cantilever 210, T210 or P210?
- Buyer & Upgrade GuidesCessna TTx Buyer's Guide: Buying the 2013-2018 Turbocharged Composite Single
- Cost of OwnershipCessna 150 Cost of Ownership: O-200 Trainer Budget, Own-vs-Rent Breakeven and Financing
- Cost of OwnershipCessna 152 Cost of Ownership: O-235 Budget, $/Hour and the 150-vs-152 Math
- Cost of OwnershipCessna 172 Cost of Ownership: Skyhawk Annual Budget, 2026 Insurance Data and Financing
- Cost of OwnershipLegacy Cessna 182 Cost of Ownership (1956–1986): O-470 Budget, Reserves and Upgrades
- Cost of OwnershipCessna 182S/182T Skylane Cost of Ownership: IO-540 and G1000 Annual Budget (1997+)
- Cost of OwnershipCessna 184? There's No Such Model — Here Are the Costs You're Probably Looking For
- Cost of OwnershipCessna 185 Skywagon Cost of Ownership (1961–1985): Tailwheel, Float and Annual Budget
- Cost of OwnershipLegacy Cessna U206/TU206 Cost of Ownership (1964–1986): Utility, Float and Backcountry Budget
- Cost of OwnershipCessna 206H/T206H Stationair Cost of Ownership: New-Production (1998+) Annual Budget
- Cost of OwnershipTurbo T210 & P210 Cost of Ownership: Turbocharger, Pressurization, Oxygen and Insurance Budget
- Cost of OwnershipCessna 210 Centurion Cost of Ownership: Normally Aspirated IO-520 Budget and Retractable-Gear Reserves
- Cost of OwnershipCessna 310 Cost of Ownership: Piston Twin Budget, Two-Engine Reserves and Financing by Year
- Cost of OwnershipCessna 337 Skymaster Cost of Ownership: Centerline-Thrust Twin Budget and Financing
- Cost of OwnershipCessna 340 Cost of Ownership: Pressurized Twin Budget, Turbo Reserves and Financing
- Cost of OwnershipCessna 402 Cost of Ownership: Cabin-Class Twin Budget, Part 135 History and Financing
- Cost of OwnershipCessna 414A Chancellor Cost of Ownership: Pressurized Cabin-Twin Budget and Financing
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Cessna financing FAQs
How much does a used Cessna aircraft cost?
Across the 17 Cessna models we track, typical mid-market prices run from about $25,000 (150) to $220,000 (421 Golden Eagle). Condition, engine time and avionics move individual airplanes well above or below those figures.
What is the payment on a Cessna aircraft loan?
At 7.75% APR with typical down payments and terms, estimated payments for a mid-market Cessna range from about $200 to $1,657 per month, depending on the model. See the table on this page for each model.