Cessna 182 Skylane financing, specs & price
Workhorse, constant-speed prop, powerful. Built 1956-present; Continental O-470/IO-540 (230-235 hp); 4 seats; 140-knot cruise.
What a 182 Skylane costs to finance
Payment examples at three price points, using typical lender guidelines for single-engine aircraft and a 7.75% illustrative APR. Your rate depends on credit, loan size, term and the specific airplane.
| Example | Price | Down | Loan | Term | Payment @ 7.75% | Range @ 6.99–9.99% |
|---|---|---|---|---|---|---|
| Older / higher-time | $60,000 | 15% ($9,000) | $51,000 | 15 yrs | $480/mo | $458–$548 |
| Mid-market (most common) | $150,000 | 15% ($22,500) | $127,500 | 20 yrs | $1,047/mo | $988–$1,230 |
| Late / low-time | $350,000 | 15% ($52,500) | $297,500 | 20 yrs | $2,442/mo | $2,305–$2,869 |
Principal and interest only; excludes insurance, taxes and fees. Prices are typical asking ranges from our aircraft database — verify any specific airplane with Vref or Aircraft Bluebook and a pre-buy inspection. Not a quote or commitment to lend.
Get real numbers for your 182 Skylane
Share the tail number or listing and your timeline — a specialist will price it across multiple lenders.
182 Skylane specifications & operating economics
Performance & capacity
- Engine
- Continental O-470/IO-540 (230-235 hp)
- Production
- 1956-present
- Seats
- 4
- Cruise
- 140 kts
- Range
- 915 NM
- Fuel capacity
- 88 gal
Fuel economics (September 2026)
- Fuel burn
- 13.5 gph
- Fuel cost per hour
- $98
- Fuel cost per nautical mile
- $0.70
- Endurance (no reserve)
- 6.5 hrs
- Fuel for 100 hrs/yr
- $9,774
100LL at $7.24/gal (AirNav national average, September 2026).
What lenders and underwriters look at on a 182 Skylane
- Post-1997 restart models command premium
- Fuel-injected IO-540 vs older O-470—different mx costs
- Avionics: G1000 vs Garmin retrofits vs steam
- Check gear-up incidents on RG models
Pre-buy inspection focus areas
- Spar carry-through corrosion
- Cowl flap actuator
- Fuel servo condition (IO-540)
- Prop governor health
- Landing gear saddles (RG)
Pre-buy inspections are typically paid out of pocket, not financed. See the pre-buy checklist.
Buying and owning a 182 Skylane
- Buyer & Upgrade GuidesCessna 172 to 182 Upgrade: Endorsement, Insurance and Financing the Step
- Buyer & Upgrade GuidesCessna 182 to 206 Upgrade: Six Seats, Insurance and Financing the Step
- Buyer & Upgrade GuidesCessna 182 to Caravan: Turbine Training, Insurance, the Cost Jump and Financing a Turboprop
- Buyer & Upgrade GuidesCessna 182 Buyer's Guide: Legacy O-470 Skylane vs 182S/T IO-540
- Cost of OwnershipLegacy Cessna 182 Cost of Ownership (1956–1986): O-470 Budget, Reserves and Upgrades
- Cost of OwnershipCessna 182S/182T Skylane Cost of Ownership: IO-540 and G1000 Annual Budget (1997+)
Cessna 182 Skylane financing FAQs
How much does a Cessna 182 Skylane cost?
Typical asking prices for a Cessna 182 Skylane run from about $60,000 for older or higher-time examples to $350,000 for late, low-time ones, with most trading near $150,000. Engine time, avionics, damage history and paint/interior drive the spread — confirm with a Vref or Aircraft Bluebook valuation and a pre-buy inspection.
What is the monthly payment on a Cessna 182 Skylane?
At a $150,000 purchase price with 15% down ($22,500), a $127,500 loan over 20 years is about $1,047 per month at 7.75% APR, or roughly $988–$1,230 across the 6.99%–9.99% range lenders published as of September 2026. Principal and interest only.
How much down payment do I need for a Cessna 182 Skylane?
Plan on at least 15% down for a single-engine aircraft built after 1960, and about 20% for examples built before 1960. Twenty-year terms are generally available on loans of $75,000 or more.
What does a Cessna 182 Skylane cost to fly per hour in fuel?
At about 13.5 gallons per hour and the September 2026 national average of $7.24 per gallon for 100LL, fuel alone is roughly $98 per hour, or about $0.70 per nautical mile at a 140-knot cruise. Add reserves, insurance, storage and the annual for the full picture.
Can I finance an older Cessna 182 Skylane?
Usually, yes. Lenders finance piston singles without a fixed age limit, though pre-1960 aircraft may need a larger down payment and shorter term, and airframes over 10,000 hours are often excluded. Complete logbooks, AD compliance and a clean pre-buy matter more than the year on an older 182 Skylane.
More Cessna aircraft
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- Cessna 152 · ~$30,000
- Cessna 162 Skycatcher · ~$75,000
- Cessna 170B · ~$50,000
- Cessna 172 Skyhawk · ~$125,000
- Cessna 175 Skylark · ~$38,000
- Cessna 177 Cardinal · ~$65,000
- Cessna 180 Skywagon · ~$140,000
Similar price range
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