Mooney aircraft financing
Mooney, based in Kerrville, Texas, built the M20 series from 1955 in many variants — 201, 231, Bravo, Ovation and Acclaim — known for speed on modest fuel burn. New production has been limited in recent years.
Financing notes: Mooneys are efficient, well-regarded collateral with active owner support. Retractable gear and the steel tube cabin structure are standard pre-buy focus items; older examples may need more down.
Mooney models compared
Typical mid-market price and estimated payment at 7.75% APR (September 2026), using common lender down-payment and term guidelines.
| Model | Years | Seats | Cruise | Typical price | Down / term | Est. payment |
|---|---|---|---|---|---|---|
| M20J 201 | 1977-1998 | 4 | 160 kts | $80,000 | 15% / 15 yrs | $640/mo |
| M20K 231 | 1979-1985 | 4 | 191 kts | $95,000 | 15% / 20 yrs | $663/mo |
| M20M Bravo | 1989-2000 | 4 | 200 kts | $160,000 | 15% / 20 yrs | $1,116/mo |
| M20R Ovation | 1994-2019 | 4 | 188 kts | $240,000 | 15% / 20 yrs | $1,675/mo |
| M20TN Acclaim | 2006-2019 | 4 | 237 kts | $400,000 | 15% / 20 yrs | $2,791/mo |
Principal and interest only. Prices are typical asking ranges from our database; verify a specific aircraft with Vref or Aircraft Bluebook.
Mooney ownership costs and buyer guides
- Buyer & Upgrade GuidesMooney Acclaim Buyer's Guide: M20TN Acclaim, Type S and M20V Ultra
- Buyer & Upgrade GuidesMooney M20 Buyer's Guide: Choosing a Model From the M20C to the M20V
- Buyer & Upgrade GuidesMooney Ovation Buyer's Guide: Which M20R to Buy, From Ovation to Ultra
- Cost of OwnershipMooney Acclaim Cost of Ownership: Annual Budget for the M20TN, Type S and M20V Ultra
- Cost of OwnershipMooney M20 Cost of Ownership by Model: M20C Through M20V Compared
- Cost of OwnershipMooney M20J 201 Cost of Ownership: Annual Budget, Reserves and Corrosion Items
- Cost of OwnershipOvation vs Acclaim vs 201: Which Mooney to Finance, With Payments and Total Cost Compared
- Cost of OwnershipMooney Ovation (M20R) Cost of Ownership: Annual Budget at 100 and 200 Hours
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Mooney financing FAQs
How much does a used Mooney aircraft cost?
Across the 5 Mooney models we track, typical mid-market prices run from about $80,000 (M20J 201) to $400,000 (M20TN Acclaim). Condition, engine time and avionics move individual airplanes well above or below those figures.
What is the payment on a Mooney aircraft loan?
At 7.75% APR with typical down payments and terms, estimated payments for a mid-market Mooney range from about $640 to $2,791 per month, depending on the model. See the table on this page for each model.