Cessna 210 Buyer's Guide

Why the Cessna 210 is Perfect for Performance-Minded Buyers

The Cessna 210 Centurion represents the pinnacle of single-engine performance and capability. For intermediate pilots ready to step up from trainers, the 210 offers retractable gear, impressive climb performance, true 5-6 seat comfort, and optionalPressurization—all in a reliable Cessna package.

High Performance Retractable Gear

Unlike the fixed-gear 172, the 210's retractable landing gear dramatically improves climb rate and speed. Gear retraction reduces drag, allowing cruise speeds 20-30 mph faster than comparable fixed-gear aircraft. For pilots who've mastered gear management, the speed advantage is significant for cross-country flying.

True 5-6 Seat Utility

The 210 accommodates 5-6 people comfortably with useful loads of 1,200-1,500 lbs. This allows carrying 4-5 adults plus baggage or 2-3 adults plus maximum fuel. Far superior to trainer aircraft, the 210 is genuinely practical for family travel or small group missions.

Excellent Climb Performance

Standard 210s climb 1,000+ fpm, while turbocharged models exceed 1,200 fpm. This performance matters for hot-and-high operations, mountain flying, or escaping weather. Climb performance builds pilot confidence and opens new mission possibilities.

Pressurization Options

Later-model 210s offer pressurization, allowing flight at altitudes above 25,000 feet where weather can be dodged and fuel efficiency improves. Pressurized models command premium prices but appeal to serious cross-country flyers.

Proven Reliability with Complex Systems

Lycoming and Continental engines power 210s with exceptional reliability. While systems are more complex than trainers, they're well-established and understood. Experienced mechanics can diagnose and repair 210 systems reliably.

Cessna 210 Pricing: What You'll Actually Pay

Market Price Ranges by Decade

Cessna 210 prices vary significantly based on year, total time, engine time, pressurization, and condition:

• 1970s Models: $90,000-$120,000 (normally aspirated, basic avionics, 10,000+ hours)
• 1980s Models: $120,000-$150,000 (turbocharged options, improved systems)
• 1990s Models: $150,000-$180,000 (lower time, modern engines, better avionics)
• 2000s+ Models: $180,000-$220,000+ (low time, pressurized options, glass panels rare)
• Pressurized Variants: $150,000-$250,000+ (any decade with pressurization)

Factors Affecting Price

Beyond the year, several factors significantly impact 210 pricing:

• Engine Time: Engines under 500 hours since overhaul add $20,000-$30,000. Over 1,800 hours requires imminent overhaul ($25,000-$35,000 cost).
• Total Airframe Hours: Lower total time commands premium. 5,000-7,000 hours sells for more than 12,000+ hour aircraft.
• Turbocharged vs. Normally Aspirated: Turbocharged models add $15,000-$25,000 to value and performance significantly.
• Pressurization: Pressurized models add $30,000-$50,000 but require specialized knowledge and maintenance.
• Avionics: Modern glass panels add $40,000-$60,000. Older steam gauges reduce value $20,000-$30,000.
• Condition: Fresh paint/interior adds $5,000-$15,000. Worn condition reduces value similarly.

Financing Your 210: What to Expect

Down Payment Requirements

Most aircraft lenders require 15-20% down for 210s, reflecting higher aircraft value. For a $150,000 210:

• 15% down: $22,500 cash, $127,500 financed
• 20% down: $30,000 cash, $120,000 financed

Larger down payments secure better rates. Higher down payments are expected for complex aircraft like the 210.

Loan Terms and Rates

For a $120,000 loan at various terms and rates:

• 10 years at 7.5%: $1,428/month
• 15 years at 7.5%: $1,062/month
• 20 years at 7.5%: $852/month

Qualified buyers (complex endorsement, multi-engine training) typically secure 7-7.5% rates. Larger down payments and strong credit improve terms significantly.

Insurance and Pre-Approval

Get pre-approved before shopping. 210 financing varies more than trainers based on your experience with complex aircraft. Many lenders require complex endorsement documentation. Use our affordability calculator to test scenarios, then explore payment options at different terms.

Operating Costs: Higher Performance Means Higher Costs

Annual Fixed Costs

These apply regardless of flight hours:

• Annual Inspection: $2,000-$4,000 (more complex than trainers)
• Insurance: $2,500-$4,500 depending on hull, experience, use
• Hangar: $200-$500/month ($2,400-$6,000/year)
• Registration/Fees: $600-$1,200

Total Fixed Annual: $7,500-$15,000+

Variable Operating Costs

These increase with flight hours:

• Fuel: 210s burn 12-16 gph depending on cruise power. At $6-$8/gallon: $75-$130/hour
• Maintenance: $50-$80/hour (more complex systems than trainers)
• Engine Reserve: $15-$20/hour toward overhaul

Variable Cost Per Hour: $140-$230/hour

Total Ownership Example

For a 210 owner flying 150 hours annually:

• Fixed costs: $11,000
• Variable costs (150 hours × $180): $27,000
• Loan payment (15-year, $120K at 7.5%): $1,062/month ($12,744)
• Total Annual: $50,744
• Cost Per Hour: $338

210 ownership costs roughly 20-30% more than trainer aircraft due to performance, but offer significantly greater capability and enjoyment for serious pilots.

Pre-Buy Inspection: Essential for Complex Aircraft

Never skip the pre-buy on a 210. Complex aircraft hide expensive problems. Budget $3,000-$5,000 for thorough inspection but potential savings of $30,000-$60,000+ in hidden repairs or system issues.

Critical for 210s:

• Gear system condition and operation (expensive to repair)
• Engine borescope (critical for turbo engines)
• Pressurization system (if equipped)
• Propeller and governor condition
• All emergency systems
• Complete logbook and maintenance history

Hire a 210-experienced mechanic. Pre-buy quality is critical for complex aircraft.

Insurance Essentials for 210 Owners

Hull Coverage

Typical cost: $2,500-$4,500 annually for a $150,000 210 (1.7-3% of hull value, higher than trainers). Rates depend on:

• Complex endorsement (required)
• Pilot total hours (minimum 500-1,000 typical)
• Hours in type (often 25-50+ required)
• Use (personal vs. commercial)

Getting Insured as a 210 Buyer

Insurance requirements are stricter for complex aircraft:

• Complex endorsement required (usually shown on pilot certificate)
• Minimum total flight hours (often 500-1,000)
• Type-specific currency (recent 210 landings)
• Possibly insurance-approved training in 210 systems

Work with experienced 210 insurers. Some specialize in high-performance singles; understand requirements before purchasing.

Maintenance: What to Expect with Complex Systems

Retractable Gear Inspection

Gear systems require annual inspection and lubrication. Gear actuator or motor failure costs $5,000-$15,000 to repair. This is a major 210-specific maintenance concern.

Engine and System Maintenance

Annual inspection runs $2,000-$4,000 depending on findings. Turbocharger maintenance (if equipped) adds cost. Overhaul timeline is 2,000+ hours, costing $25,000-$40,000+ depending on engine.

Propeller and Governor

Constant-speed propeller maintenance is more involved than fixed props. Propeller overhaul costs $3,000-$6,000 when needed. Governor repairs can run $1,000-$3,000.

Budget for higher maintenance than trainers. Complex systems mean higher parts costs and more required knowledge.

Tips for First-Time 210 Buyers

• Get complex endorsement training first. Understand complex systems before buying. Most insurers require it anyway.
• Buy from reputable sellers. Mechanics, flight schools, or brokers are safer than private individuals.
• Get complete maintenance logs. Especially gear maintenance and engine records.
• Verify insurance availability. Some insurers have strict 210 requirements; pre-confirm you can get insured.
• Plan for higher costs. 210s cost 20-30% more to operate than trainers. Don't underestimate budget.
• Join 210 owner groups. Communities like the Cessna 210 Owner's Association provide invaluable support.
• Factor in training. Budget for initial type training ($2,000-$5,000) after purchase.

Next Steps: From Trainer Pilot to 210 Owner

1. Get complex endorsement. If you don't have it, take a course. Most 210 owners need it anyway.
2. Take type-specific training. Many insurers require it; it's essential regardless.
3. Calculate your budget. Use our affordability calculator to ensure realistic budgeting.
4. Get pre-approved for financing. Work with 3-4 lenders familiar with complex aircraft.
5. Research insurance options. Contact 210-experienced insurers to understand availability and costs.
6. Find a 210-knowledgeable mechanic. This relationship is invaluable for complex aircraft ownership.
7. Start shopping with brokers. They understand 210 nuances better than private sellers.
8. Get thorough pre-buy inspection. Non-negotiable for complex aircraft of this value.
9. Enjoy the performance! 210s open new mission possibilities and are a blast to fly.