Mooney M20-J Cost of Ownership
The efficient high-performance single. Expect to pay $75,000-$220,000 and operate at $110-$160 per hour.
Complete breakdown of purchase costs, fuel expenses, maintenance, insurance, and annual ownership budgets.
Mooney M20-J: Efficient High-Performance Single
The Mooney M20-J has earned its reputation as one of general aviation's most efficient high-performance singles, combining 150+ knot cruise speed with remarkably low fuel consumption. Since introduction in 1969, the M20-J has attracted efficiency-focused pilots valuing speed and economy. The aircraft's laminar flow wing design, smooth fuselage, and proven engineering make it ideal for cross-country flying at reasonable cost.
Why Pilots Choose the Mooney M20-J
The M20-J appeals to efficiency-focused pilots seeking high performance without excessive fuel consumption; cross-country aviators valuing speed and range; and owner-pilots prioritizing value. The aircraft's excellent fuel efficiency combined with 150+ knot cruise speed provide unmatched economy.
Purchase Price: What You'll Pay
- Early Models (1969-1980): $35,000-$75,000 - Older examples with basic avionics.
- Mid-Period Models (1980-1995): $75,000-$140,000 - Improved condition and avionics.
- Late Models (1995+): $140,000-$220,000 - Better condition with modern avionics.
Financing & Insurance
Financing for $75K-$220K aircraft typically requires 20-25% down with 10-15 year terms at 5.5-8.0% interest. Insurance runs $1,500-$2,500/year depending on pilot experience and hull value.
Operating Costs
Fuel consumption: 8-10 GPH at cruise. At $6.00-$7.00/gal Avgas, fuel costs $48-$70/hour. Maintenance reserves average $15-$20/hour. Engine overhaul reserves: $8-$12/hour. Total variable costs: $75-$110/hour.
Annual Ownership Examples
100 hours/year: $5,500 fixed + $9,000 variable = $14,500 total ($145/hour)
200 hours/year: $5,500 fixed + $18,000 variable = $23,500 total ($118/hour)
Is Mooney M20-J Ownership Worth It?
Yes, for pilots prioritizing efficiency and performance. The M20-J provides excellent value for cross-country flying. For owners seeking to maximize speed per fuel dollar, the M20-J is unmatched.
Sources and Citations
- PlanePhD Aircraft Valuation Database - Mooney M20-J (2025)
- Aircraft Cost Calculator - Operating Costs
- AOPA Pilot Resource Center
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