Cessna 182 Skylane Cost of Ownership
The complete financial picture of owning a high-performance, high-altitude capable single
Real costs breakdown: purchase, financing, insurance, maintenance, and operating expenses
The Cessna 182 Skylane: Performance and Capability
The Cessna 182 Skylane represents a significant step up from the 172. With more powerful engines, better climb performance, superior payload capacity, and optional turbocharged variants, the 182 attracts serious pilots needing genuine capability. Bush pilots love 182s for remote operations. Mountain pilots appreciate the climb performance. Business users value the reliability and useful load.
However, 182 ownership comes at considerably higher cost than 172s. Acquisition prices are 50-100% higher. Operating costs run $180-$200/hour all-in. Annual expenses reach $18,000+. This guide examines every cost dimension of 182 ownership.
Why Pilots Choose the Cessna 182
The 182's appeal stems from genuine capability improvements over the 172. Superior climb performance makes high-elevation operations practical. Increased useful load enables heavier payloads and longer endurance. More powerful engine delivers better speed (140+ mph vs 130 mph). For bush pilots, mountain operators, and serious users, these capabilities justify the premium cost.
The 182 is also infinitely more reliable and dependable than homebuilts or experimental aircraft, with proven design and abundant parts availability. Resale value holds reasonably well, supporting long-term ownership economics.
Purchase Price: What You'll Pay
New Aircraft Pricing (2024-2025)
A new Cessna 182 costs approximately $500,000-$600,000 depending on avionics and customization. Turbo-normalized variants cost $50,000-$100,000 more.
Used Aircraft Market Pricing
Used 182 pricing varies dramatically by age and configuration:
- Vintage Models (1970s-1980s): $50,000-$150,000 - Entry-level pricing, but may require restoration work
- Mid-Range (1990s-2000s): $100,000-$250,000 - More reliable, better condition, reasonable pricing
- Recent Models (2010-2015): $250,000-$400,000 - Modern avionics options, lower time, excellent condition
- Latest Models (2015+): $400,000-$600,000 - Newest technology, minimal hours, full warranties
Key Price Factors
- Turbo vs. Non-Turbo: Turbo models cost $40,000-$80,000 more; higher operating costs
- Engine Time: Engines near TBO (1,800+ hours) reduce value $20,000-$30,000
- Total Hours: Each 1,000 hours = $12,000-$20,000 value difference
- Annual Status: Fresh inspection adds $5,000-$8,000; annuals due reduce value $10,000-$15,000
Financing a Cessna 182
Down Payment Requirements
Lenders typically require 10-20% down. For a typical $250,000 purchase:
- 10% down: $25,000 cash, $225,000 financed
- 15% down: $37,500 cash, $212,500 financed
- 20% down: $50,000 cash, $200,000 financed
Loan Terms and Rates
Terms typically range 10-20 years at 6-8% rates. Example monthly payments for $200,000 loan:
- 10 years at 7%: $2,326/month ($27,912/year)
- 15 years at 7%: $1,722/month ($20,664/year)
- 20 years at 7%: $1,520/month ($18,240/year)
Insurance Costs
Hull and Liability Coverage
For a $250,000 Cessna 182:
- Hull Coverage: $1,500-$2,500 annually (0.6-1.0% of hull value)
- Liability: $300-$500 annually
- Combined Total: $1,800-$3,000 annually
Fuel and Operating Costs
Fuel Consumption
Non-turbo 182s burn approximately 10-12 GPH; turbo models burn 12-14 GPH. At current fuel prices:
- At $5/gallon: $50-$70/hour
- At $6/gallon: $60-$84/hour
- At $7/gallon: $70-$98/hour
Maintenance and Reserves
- Annual Inspection: $1,200-$1,800
- Routine Maintenance: $30-$50/hour
- Engine Reserve: $12-$18/hour toward overhaul
Hourly Variable Operating Costs
Total variable costs run approximately $85-$125/hour including fuel, maintenance, oil, and reserves. Turbo models cost 20-25% more per hour.
Fixed Annual Ownership Costs
- Hangar: $700-$900/year
- Insurance: $1,800-$3,000
- Annual Inspection: $1,200-$1,800
- Accessories: $400-$600
Total Fixed Annual Costs: Approximately $4,100-$6,300
Comprehensive Annual Ownership Examples
Scenario 1: 100 Flight Hours/Year (Non-Turbo)
Aircraft purchased at $250,000 with 15% down ($37,500), $212,500 financed at 7% over 15 years:
- Loan payment: $1,573/month ($18,876/year)
- Fixed costs: $5,100
- Fuel (100 hours × $66): $6,600
- Maintenance (100 hours × $40): $4,000
- Engine reserve (100 hours × $15): $1,500
- Annual inspection: $1,400
- Total Annual Cost: $37,476
- Cost Per Flight Hour: $375
Scenario 2: 200 Flight Hours/Year
Same aircraft and financing:
- Loan payment: $18,876/year
- Fixed costs: $5,100
- Fuel (200 hours × $66): $13,200
- Maintenance (200 hours × $40): $8,000
- Engine reserve (200 hours × $15): $3,000
- Annual inspection: $1,400
- Total Annual Cost: $49,576
- Cost Per Flight Hour: $248
182 vs. Comparable Aircraft
182 vs. Cessna 172
A 172 owner budgets $180-$220/hour. A 182 owner budgets $200-$375/hour. The premium reflects superior capability, payload, and performance.
182 vs. Piper Cherokee/Archer
Cherokee/Archer owners budget $150-$360/hour. 182 owners budget $200-$375/hour. Similar cost range, different performance characteristics (182 better climb/payload).
Is Cessna 182 Ownership Worth It?
At $200-$375/hour all-in, the Cessna 182 suits: - Bush pilots needing capability and reliability - Mountain operators requiring climb performance - Serious recreational pilots with substantial annual hours - Business users valuing proven dependability
For casual recreational fliers flying 50-75 hours annually, 182 costs become unsustainable. For serious operators, the capability justifies investment.
Sources and Citations
- Pilot Passion (2025). "How Much Does A Cessna 182 Skylane Cost?" - Aircraft pricing and cost analysis. Retrieved from pilotpassion.com
- Simple Flying (2024). "The Ultimate Guide To Owning A Cessna 182 Skylane" - Comprehensive ownership guide. Retrieved from simpleflying.com
- Aircraft Cost Calculator (2024). "Cessna 182 operating costs" - Detailed cost analysis. Retrieved from aircraftcostcalculator.com
- Controller.com & Trade-A-Plane - Aircraft market pricing. Retrieved from controller.com and trade-a-plane.com
Disclaimer: This article reflects market conditions as of October 2025. Aircraft prices, fuel costs, insurance rates, and maintenance expenses vary by location and circumstances. Always verify current costs before making purchase decisions.
Frequently Asked Questions
How much does a Cessna 182 Skylane cost to buy?
New Cessna 182 aircraft cost approximately $500,000-$600,000+. Used models vary: 1970s-1980s cost $50,000-$150,000, 1990s-2000s range $100,000-$250,000, 2010+ models cost $250,000-$450,000. A well-maintained used 182 averages $200,000-$350,000.
What are the true annual operating costs for a Cessna 182?
Total annual costs average approximately $18,475 for 100 flight hours. Hourly operating costs are approximately $184 all-in. Non-turbo models cost roughly $25/hour less than turbo-normalized variants.
Why choose a Cessna 182 over a 172?
The 182 offers superior payload, better climb performance, more powerful engine, and improved speed (140+ mph vs 130 mph for 172). Ideal for mountain flying, high-elevation operations, and heavier loads. Trade-off: higher acquisition and operating costs, more maintenance complexity.
Can I finance a Cessna 182?
Yes, most aircraft lenders finance 182s. Expect 10-20% down, 10-20 year terms, and rates 6-8%. 182s hold strong resale value, making lenders willing to finance them. Contact AOPA Finance and aviation specialty lenders.
What is the fuel consumption for a Cessna 182?
Non-turbo 182s burn approximately 10-12 GPH; turbo models burn 12-14 GPH. At current fuel prices ($5-$7/gallon), expect $50-$98/hour in fuel costs. Turbo models cost approximately 25% more to operate per hour.
How much does Cessna 182 insurance cost annually?
Hull insurance for a $250,000 182 typically costs $1,500-$2,500 annually. Liability adds $300-$500. Total insurance averages $1,900-$3,000 annually. Single-engine aircraft with retractable gear cost more to insure than fixed-gear equivalents.
Is the Cessna 182 good for mountain flying?
Excellent. The 182's superior climb performance and payload capacity make it ideal for high-elevation operations. More powerful engine and better climb rate (700+ fpm) handle mountain flying well. Popular with pilots in mountain regions and remote areas.
What's the resale market like for Cessna 182s?
Good demand from bush pilots, mountain operators, and serious recreational fliers. Well-maintained examples sell within 4-8 weeks. 182s hold value reasonably well—expect 60-75% retention over 7-10 years. Strong resale market for working aircraft.
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