Cessna 195 Beginner's Guide

Why the Cessna 195: Classic Bush Flying Excellence

The Cessna 195 is a classic tailwheel bush aircraft combining robust construction, powerful engines, and exceptional short-field capability. Perfect for experienced pilots seeking classic tailwheel flying and remote operations.

Proven Bush Aircraft Design

Built for remote operations since the 1950s. Strong construction designed to withstand bush operations, rough strips, and challenging terrain. Thousands operating successfully in remote regions worldwide.

Powerful Reliable Engines

Lycoming O-520 engines deliver 260 hp, excellent for high-altitude operations and challenging takeoffs. Simple, proven engines with excellent reliability. Parts widely available.

Tailwheel Capability

True tailwheel design unlocks exceptional short-field and rough-surface capability. Requires pilot skill and tailwheel endorsement but offers unmatched freedom.

Strong Vintage Community

Active community of 195 owners and enthusiasts. Strong market, established support, and shared knowledge base. Excellent resources for maintenance and flying techniques.

C195 Pricing & Market

Price Ranges by Model Year

• 1950s-1960s Models: $100,000-140,000 (classic production, proven)
• 1970s Models: $140,000-170,000 (refined systems, mid-time)
• 1980s+ Models: $170,000-200,000+ (modern avionics, excellent condition)

Factors Affecting Price

• Engine Time: Lower time commands significant premium.
• Total Hours: Classic aircraft. Condition and maintenance matter more than hours.
• Avionics: Modern glass cockpit adds significant value.
• Interior/Paint: Classic aircraft value aesthetic appeal.

Financing a C195

For a $150,000 Cessna 195:

• 15% down ($22,500): Finance $127,500. 12-year at 7% = $1,328/month
• 20% down ($30,000): Finance $120,000. 12-year at 7% = $1,250/month
• 25% down ($37,500): Finance $112,500. 12-year at 7% = $1,172/month

Many lenders finance classic 195s due to proven track record. Use our loan calculator to explore scenarios.

Operating Costs: Bush Economy

Annual Fixed Costs

• Insurance: $1,000-2,000
• Annual Inspection: $800-1,200
• Hangar: $120-180/month
• Miscellaneous: $400-600

Total Fixed: $4,000-5,800/year

Variable Per Hour

• Fuel: 12-14 gph at $6/gallon = $72-84/hour
• Maintenance: $20-30/hour
• Engine Reserve: $10-15/hour

Total Variable: $102-129/hour

Total Ownership (100 hours/year)

• Fixed: $4,900
• Variable (100 hours × $115): $11,500
• Loan payment (12-year, $120K at 7%): $1,250/month ($15,000/year)
• Total Annual: $31,400
• Cost Per Hour: $314

Maintenance & Pre-Buy

Pre-buy inspection ($2,000-3,000) for vintage bush aircraft:

• Fabric/Structure: Inspect for corrosion and fabric condition.
• Engine: Document overhaul history and current status.
• Systems: Older aircraft may have aged avionics and systems.
• Airworthiness Cert: Verify current certification status.

Insurance & Pilot Requirements

Hull insurance: $1,000-2,000/year. Liability: $1M/$1M standard ($600-1,000).

Pilot Requirements:

• Private Pilot License minimum
• Tailwheel endorsement (required)
• Bush flying training recommended
• High-altitude mountain operations training valuable

Next Steps: C195 Ownership

1. Get tailwheel endorsement if needed
2. Get pre-approved for financing
3. Research bush flying communities
4. Get bush flying and high-altitude training
5. Shop for quality 195 examples
6. Arrange thorough pre-buy inspection
7. Complete purchase and begin bush flying